@misc{irshad2026sabbathpond_malay,
  title     = {Perbankan Islam dan Ujian Kolam Sabat: Satu Penilaian Semula melalui Sumber-Sumber Ekonomi Islam Klasik},
  author    = {Irshad, Muhammad Kashif},
  year      = {2026},
  publisher = {IrshadOS},
  url       = {https://irshados.com/ebooks/islamic-banking-sabbath-pond-test-reevaluation-malay/},
  note      = {Preprint (Malay version). Accessed 2026-02-26}
}
