@misc{irshad2026sabbathpond_en,
  title     = {Islamic Banking and the Sabbath Pond Test: A Re-Evaluation through Classical Islamic Economic Sources},
  author    = {Irshad, Muhammad Kashif},
  year      = {2026},
  publisher = {IrshadOS},
  url       = {https://irshados.com/ebooks/islamic-banking-sabbath-pond-test-reevaluation/},
  note      = {Preprint. Accessed 2026-02-26}
}